CALCULATORS

FIND OUT HOW MUCH YOU CAN AFFORD

The following online calculators serve as helpful tools during the mortgage process.

Payment / Amortization Calculator

Calculate your monthly payment and see how the principal is paid over time.

Refinance Break-Even Point Calculator

Find out how long it will take to "break-even" on a refinanced loan.

Annual Percentage Rate Calculator

Calculate the APR for fixed-rate or adjustable-rate loans.

Debt Consolidation Calculator

Determine if you can consolidate your debt by combining it with your home mortgage.

Early Payoff Calculator

Determine the additional monthly payment amount needed to pay off the loan sooner.

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NMLS#403373 | EQUAL HOUSING LENDER | MEMBER FDIC

AmeriServ Financial, Inc. is a full-service financial institution that focuses on personal banking, business banking, wealth management, and financial planning. AmeriServ is committed to assiting with every step of your financial journey. Bank with us online or visit one of our convenient branch locations in Pennsylvania or Maryland.

216 Franklin Street,

Johnstown, PA 15901

800-837-2265 | kmccallay@ameriserv.com

NMLS#403373 | EQUAL HOUSING LENDER | MEMBER FDIC

AmeriServ Financial, Inc. is a full-service financial institution that focuses on personal banking, business banking, wealth management, and financial planning. AmeriServ is committed to assiting with every step of your financial journey. Bank with us online or visit one of our convenient branch locations in Pennsylvania or Maryland.